Smart Budgeting in Kenya: How to Take Control of Your Money

Young African woman holding a phone showing the Jielewe Budget app with income and expense breakdown.

In today’s Kenya, where the cost of living is rising and every shilling counts, budgeting is no longer optional — it’s a survival skill. Whether you’re a student, employed, running a small business, or part of a chama, having a clear plan for your money is the first step toward financial freedom. That’s why we … Read more

The Future You Should Fear: The Price You Will Pay for Every Year You Waste

Worried Kenyan professional reviewing budget and expenses on the Jielewe personal finance app

Most people say they fear poverty, enemies, bad luck, or the economy. But the truth is simpler — the future you should fear most is the one you didn’t prepare for. This idea sits at the heart of The Future You Should Fear: The Price You Will Pay for Every Year You Waste. It’s a … Read more

How to Save Your First Ksh 100,000 Without Feeling the Pain

Young Kenyan professional holding a tablet showing Jielewe app budgeting screen to save Ksh 100,000 in Kenya

Saving money might feel impossible, especially when your salary barely covers monthly expenses. But reaching your first Ksh 100,000 in savings doesn’t have to hurt. With the right habits, tools, and mindset, even young professionals in Kenya can hit this milestone without sacrificing their lifestyle. In this post, we’ll break down actionable steps, budgeting tips, … Read more

Top 10 Financial Mistakes University Students Make and How to Avoid Them

Kenyan young professionals using Jielewe app to manage personal finances and track expenses in 2025

University life is exciting, full of independence, social activities, and new experiences. But for many students in Kenya, financial management can be a challenge. Without proper planning, it’s easy to fall into money traps that affect your studies, social life, and future financial health. Luckily, with the right strategies and tools like Jielewe, you can … Read more

Why Financial Literacy Should Be Taught in Kenyan Schools

Kenyan students learning financial literacy with help from the Jielewe app

Money influences every part of our lives — from what we eat, where we live, to how we dream. Yet, most Kenyans leave school knowing how to solve quadratic equations but not how to budget, save, or invest. As Kenya races toward a digital and entrepreneurial future, financial literacy is no longer optional — it’s … Read more

The State of Personal Finance in Kenya 2025 — What the Data Shows

Kenyan young professionals using Jielewe app to manage personal finances and track expenses in 2025

Kenya’s financial landscape is changing fast. From mobile banking to digital credit apps, Kenyans are managing money in ways that would have seemed impossible a decade ago. But behind this digital transformation lies a deeper story — one about debt, savings, and the growing need for financial awareness. As we step into 2025, one thing … Read more

User Spotlight: How Jielewe Helped Me Pay Off My Debts in Just 6 Months

Kenyan user celebrating financial freedom after using Jielewe app to pay off debts in six months

Debt can feel like a heavy cloud hanging over your life — the kind that dims your dreams and steals your peace of mind. For me, it was credit card bills, a few digital loans, and unpaid school fees. I tried budgeting apps, notebooks, even financial gurus on YouTube — nothing seemed to work.Then, I … Read more

From Cash to Control: How Digital Expense Tracking Builds Financial Discipline

A student using the Jielewe expense tracking app on a smartphone to manage daily spending and build financial discipline in Kenya

In today’s fast-paced world, money seems to disappear faster than it comes in — especially for students and young professionals juggling school fees, rent, meals, and endless small expenses. The problem isn’t always lack of income — it’s lack of financial awareness. That’s where digital expense tracking steps in — and platforms like Jielewe.co.ke are … Read more

Where Did My Salary Go? — The Honest Kenyan Guide to Tracking Every Shilling

Kenyan mobile user checking Fuliza overdraft balance on M-Pesa.

It’s payday! You open your M-Pesa or bank app, see that sweet SMS from your employer… and suddenly, life feels good. You pay a few bills, buy data, treat yourself “kidogo,” and before you know it — you’re broke again by the 15th. Sound familiar? You’re not alone. Millions of Kenyans ask themselves the same … Read more

How to Track Your Expenses in Kenya and Save More with Jielewe

Centonomy training alongside Jielewe budgeting app for better personal finance management in Kenya

Introduction Have you ever reached the middle of the month and wondered, “Where did all my money go?” You’re not alone. Many Kenyans struggle with managing daily expenses, especially with rising costs of food, transport, and utilities. Between M-Pesa charges, impulse spending, and unexpected bills, money tends to “disappear.” The good news is that with … Read more