Master Your Money, Master Your Life
Guides on creating budgets, cutting costs, and tracking expenses
Financial freedom starts here – Jielewe.co.ke Budgeting & Expense Tracking Saving & Emergency Funds Investments & Wealth Building Debt Management Financial Goal Setting Lifestyle & Money Habits Taxes & Legal Financial Tips Money Mindset & Motivation Banking & Accounts Debt Management Financial Planning & Goal Prioritization Retirement & Long-Term Planning Insurance & Risk Management Side … Read more
In today’s fast-paced world, managing your finances effectively is crucial for achieving financial stability and peace of mind. Budgeting is the foundation of financial success, yet many find it challenging to start or maintain. This guide presents 10 straightforward budgeting strategies that can help you take control of your money, reduce debt, and work towards … Read more
Quick content overview / Table of contents 1) Why personal finance matters in Kenya Money decisions shape your daily life — from affording school fees and rent to building long-term security. With mobile money, digital lending, and new savings products circulating fast, it’s easy to be overwhelmed. The good news: simple consistent steps make a … Read more
Introduction Life is unpredictable. A sudden medical bill, job loss, school fees, or even an urgent home repair can disrupt your finances if you’re not prepared. Many Kenyans turn to mobile loans or shylocks in such cases, which only worsens the problem. That’s why building an emergency fund in Kenya is not just important—it’s essential. … Read more
Introduction Debt is one of the biggest financial challenges many Kenyans face. From mobile loans, SACCO loans, bank overdrafts, shylocks, and even informal debts, the pressure to repay can feel overwhelming. The good news is, with discipline and the right strategy, you can pay off debt faster in Kenya and finally break free from the … Read more
Introduction Many Kenyans work hard, earn money, and yet still wonder: “Where does all my money go?” The truth is, we often waste money on small, unnoticed habits that accumulate into significant financial leaks. From casual M-Pesa transactions to unnecessary lifestyle choices, these hidden expenses drain savings and delay financial goals. In this article, we’ll … Read more
Introduction Many Kenyan entrepreneurs struggle to manage their business and personal finances separately. From the mama mboga at the roadside kiosk to the tech startup founder in Nairobi, one common mistake is mixing business revenue with personal expenses. While it may feel convenient to use the same M-Pesa or bank account, it leads to confusion, … Read more
Why Use Saving and Budgeting Apps in Kenya? In Kenya, with M-Pesa’s ubiquity and heavily digital lifestyles, managing finances manually has become outdated and error-prone. Apps offer benefits such as: Top Saving & Budgeting Apps in Kenya 1. Money254 A Kenyan-made app ideal for hustlers and daily earners. It integrates with M-Pesa (via SMS), offers … Read more
Introduction Mobile loans have become a quick fix for many Kenyans, offering instant cash in emergencies. But with high interest rates, short repayment periods, and easy access, millions of Kenyans now find themselves stuck in a cycle of debt. The good news? You can break free. In this guide, we’ll show you how to get … Read more
Introduction Young Kenyans today have more opportunities than ever before — side hustles, online jobs, and mobile money access. But with opportunities also come pitfalls. Many young people fall into avoidable financial mistakes that prevent them from saving, investing, and growing wealth. Here are the top financial mistakes young Kenyans make, and practical tips on … Read more