Master Your Money, Master Your Life
Guides on creating budgets, cutting costs, and tracking expenses
In Kenya today, having just one source of income is no longer enough. With the rising cost of living, more and more people are turning to side hustles to supplement their salaries or support their families. But while side hustles bring in much-needed cash, the real challenge is managing the income wisely. In this article, … Read more
Managing money in Kenya is getting harder every year—rising food prices, transport costs, and daily M-Pesa transactions make it easy to lose track of where your income goes. The good news is that in 2025, you don’t need to rely on guesswork. Several expense tracking apps can help you stay in control of your money. … Read more
Saving money is never easy, and in Kenya, where the cost of living keeps rising, it can feel almost impossible—especially if you’re a student, employee, or small business owner living paycheck to paycheck. But the truth is, saving is possible even on a tight budget. All you need is discipline, smart strategies, and the right … Read more
For many Kenyans, M-Pesa is more than just a mobile wallet—it’s a lifeline. From buying groceries to paying bills, M-Pesa has made money more accessible than ever. But with features like Fuliza, M-Shwari, and other M-Pesa loans, millions of people have slipped into a cycle of debt that feels impossible to escape. The truth is, … Read more
M-Pesa has transformed how Kenyans handle money. From paying bills and shopping to sending pocket money and taking loans, it’s no exaggeration to say M-Pesa is the backbone of financial transactions in Kenya. But here’s the challenge: while M-Pesa makes spending easy, it also makes it harder to track your money. Before you know it, … Read more
Managing money in Kenya today isn’t easy. Salaries disappear before month-end, M-Pesa transactions happen every minute, and unexpected expenses drain accounts fast. Whether you’re a student, a young professional, or a family provider, one truth is clear: if you don’t track your money, it will control you. This is why many Kenyans are turning to … Read more
For many Kenyans, payday is a moment of relief—but by the second or third week, the salary is already gone. Bills, M-Pesa transactions, Fuliza, and daily expenses drain money so fast that most people end up broke before month-end. This cycle of living paycheck to paycheck creates stress, debt, and financial instability. But the good … Read more
Managing money in Kenya today is more complex than ever. You get your salary through a bank, spend daily with M-Pesa, maybe run a side hustle with cash payments, and still have loans, bills, and goals to balance. The challenge? Keeping track of everything. Many Kenyans find themselves asking: The truth is, separating M-Pesa from … Read more
If you’re Kenyan, chances are that M-Pesa is your main bank. From paying rent, buying food, sending money to family, shopping online, or even taking Fuliza loans, almost every financial transaction passes through your M-Pesa wallet. But here’s the problem: your M-Pesa money disappears too quickly. One minute you’ve received your salary, HELB loan, or … Read more
When you’re a college student or a young professional in Kenya, saving money often feels impossible. Between rent, school fees, transport, data bundles, and daily expenses, there seems to be little left at the end of the month. Add the temptations of nightlife, impulse M-Pesa spending, and online shopping, and saving can feel out of … Read more