Master Your Money, Master Your Life
Guides on creating budgets, cutting costs, and tracking expenses
Debt is one of the biggest obstacles to financial stability in Kenya today. From Fuliza overdrafts, mobile loans (Tala, Branch, Hustler Fund, M-Shwari), to chama and SACCO debts, many Kenyans feel trapped in a cycle where money comes in only to go out almost immediately. But here’s the truth: Debt doesn’t have to define your … Read more
Budgeting is one of the most powerful tools for financial success. Yet many Kenyans still struggle with the question: “Why doesn’t my budget ever work?” The problem isn’t that budgeting doesn’t work—it’s that most budgets aren’t personalized. They copy-paste Western templates or overcomplicate the process, making it hard to stick with. In this article, we’ll … Read more
Budgeting is no longer an option—it’s a necessity. For many college and university students in Kenya, managing money is a daily struggle. From pocket money and HELB loans to side hustles and part-time jobs, it’s easy to lose track of where your cash goes. Employees, on the other hand, face a different challenge: salaries come … Read more
Budgeting is one of the most critical steps in taking control of your money. Many Kenyans are already learning powerful principles of money management through programs like Centonomy, which has built a strong reputation for teaching financial literacy and wealth creation. But here’s the challenge: While Centonomy gives you the knowledge, you still need a … Read more
Budgeting is one of the most powerful tools you can use to take control of your financial life. Whether you’re working towards paying off debt, saving for your dream home, or simply wanting to stop wondering where your money disappears every month, a clear and practical budget is your roadmap to financial clarity. Why Budgeting … Read more
In today’s Kenya, where the cost of living is rising and every shilling counts, budgeting is no longer optional — it’s a survival skill. Whether you’re a student, employed, running a small business, or part of a chama, having a clear plan for your money is the first step toward financial freedom. That’s why we … Read more