Master Your Money, Master Your Life
Advice on stocks, real estate, and long-term wealth planning
Why SACCO Savings Matter in Kenya SACCOs (Savings and Credit Cooperative Societies) are trusted financial institutions in Kenya offering competitive interest rates, dividends, low-cost loans, and secure savings—ideal for anyone looking to grow money responsibly under regulation by SASRA. Top SACCOs with Excellent Savings Plans 1. Tower SACCO 2. Ports SACCO 3. Yetu SACCO 4. … Read more
Introduction The cost of living in Kenya is rising, and many people find that their salary alone isn’t enough. That’s why side hustles have become a lifeline for thousands of Kenyans looking to earn extra income and achieve financial freedom. Whether you’re a student, employee, or entrepreneur, there are countless opportunities to make money on … Read more
Introduction Many Kenyan entrepreneurs struggle to manage their business and personal finances separately. From the mama mboga at the roadside kiosk to the tech startup founder in Nairobi, one common mistake is mixing business revenue with personal expenses. While it may feel convenient to use the same M-Pesa or bank account, it leads to confusion, … Read more
Introduction Saving money sounds simple — yet for many Kenyans, it’s one of the hardest financial habits to build. Salaries come in, bills pile up, and before you know it, there’s nothing left to put aside. So, why do Kenyans struggle with saving? And more importantly, what can be done to change this cycle? Let’s … Read more
Introduction Many Kenyans wait too long to think about retirement. Yet the earlier you start saving, the easier and less stressful it becomes. With the right plan, you don’t need to rely entirely on children, relatives, or government pensions in old age. In this guide, we’ll explore why early retirement planning is crucial, the different … Read more
Introduction In Kenya today, online and mobile loans have become one of the most accessible ways to borrow money. Thanks to platforms like M-Pesa, mobile banking apps, and digital lenders, millions of Kenyans can access loans instantly without visiting a bank branch. But while these loans are convenient, they also come with risks. Understanding how … Read more
Introduction In Kenya, the conversation around lifestyle and money continues to evolve—driven by tech-savvy millennials, rising living costs, and smarter financial tools. The key is simple: with better lifestyle habits, anyone in Nairobi, Kisumu, Mombasa, or beyond can save more, invest better, and create long-term wealth. In this post, we’ll explore top lifestyle habits that … Read more
Budgeting on a fixed salary can feel overwhelming, especially in Kenya where living costs are rising daily. Rent, food, transport, bills, and even small side expenses like airtime can make it hard to save or invest. But with discipline, planning, and the right tools, you can make every shilling count. In this guide, we’ll show … Read more
In Kenya today, having just one source of income is no longer enough. With the rising cost of living, more and more people are turning to side hustles to supplement their salaries or support their families. But while side hustles bring in much-needed cash, the real challenge is managing the income wisely. In this article, … Read more
Managing money in Kenya is getting harder every year—rising food prices, transport costs, and daily M-Pesa transactions make it easy to lose track of where your income goes. The good news is that in 2025, you don’t need to rely on guesswork. Several expense tracking apps can help you stay in control of your money. … Read more