How to Avoid CRB Blacklisting in Kenya

Kenyan employee celebrating payday after receiving salar

Introduction CRB (Credit Reference Bureau) listings can block access to loans, mortgages, tenders, and other financial services. The good news: most CRB problems are preventable with a few simple habits and the right tools. This guide explains what CRB listings mean in Kenya, how to check your status, steps to avoid being blacklisted, and exactly … Read more

Why Every Kenyan Needs a Personal Finance Tracker App

Personal finance tracker app in Kenya helping users manage income, expenses, loans, and savings with Jielewe

Introduction In today’s fast-moving world, money slips away faster than we realize. Between mobile loans, daily expenses, and unexpected bills, many Kenyans struggle to track where their money goes. This is where a personal finance tracker app comes in. By helping you monitor your income, expenses, loans, and goals, it gives you a clear picture … Read more

Top Money Mistakes Kenyans Make with Mobile Loans

Common money mistakes Kenyans make with mobile loans and how to avoid debt traps

Introduction Mobile loans in Kenya have become a quick fix for many financial challenges. From school fees to emergency bills, apps like Tala, Branch, and M-Shwari make borrowing as easy as tapping a button. But this convenience has also led to poor money habits. Many Kenyans find themselves trapped in unending debt cycles because of … Read more

Online and Mobile Loans in Kenya: What You Need to Know

Online and mobile loans in Kenya - manage loans with Jielewe app

Introduction In Kenya today, online and mobile loans have become one of the most accessible ways to borrow money. Thanks to platforms like M-Pesa, mobile banking apps, and digital lenders, millions of Kenyans can access loans instantly without visiting a bank branch. But while these loans are convenient, they also come with risks. Understanding how … Read more

How a Balanced Lifestyle Can Help You Build Wealth in Kenya

Kenyan woman tracking savings goal with Jielewe app

Introduction In Kenya, the conversation around lifestyle and money continues to evolve—driven by tech-savvy millennials, rising living costs, and smarter financial tools. The key is simple: with better lifestyle habits, anyone in Nairobi, Kisumu, Mombasa, or beyond can save more, invest better, and create long-term wealth. In this post, we’ll explore top lifestyle habits that … Read more

How to Budget on a Salary in Kenya: A Practical Guide for Employees and Hustlers

Jielewe app helping Kenyans create budgets, track expenses, and manage money effectively

Budgeting on a fixed salary can feel overwhelming, especially in Kenya where living costs are rising daily. Rent, food, transport, bills, and even small side expenses like airtime can make it hard to save or invest. But with discipline, planning, and the right tools, you can make every shilling count. In this guide, we’ll show … Read more

Top Side Hustles in Kenya and How to Manage the Income (2025 Guide)

Kenyan professional tracking debt repayment and budgeting with Jielewe app on smartphone.

In Kenya today, having just one source of income is no longer enough. With the rising cost of living, more and more people are turning to side hustles to supplement their salaries or support their families. But while side hustles bring in much-needed cash, the real challenge is managing the income wisely. In this article, … Read more

Best Apps to Track Expenses in Kenya (2025 Guide)

Jielewe app showing combined bank and M-Pesa transactions for budgeting.

Managing money in Kenya is getting harder every year—rising food prices, transport costs, and daily M-Pesa transactions make it easy to lose track of where your income goes. The good news is that in 2025, you don’t need to rely on guesswork. Several expense tracking apps can help you stay in control of your money. … Read more

How to Save Money in Kenya on a Tight Budget

Happy Kenyan professional celebrating reaching savings goal with Jielewe app.

Saving money is never easy, and in Kenya, where the cost of living keeps rising, it can feel almost impossible—especially if you’re a student, employee, or small business owner living paycheck to paycheck. But the truth is, saving is possible even on a tight budget. All you need is discipline, smart strategies, and the right … Read more

M-Pesa Loans, Fuliza, and Debt: How to Break Free and Regain Control

Kenyan worker writing a budget while checking Jielewe app on phone.

For many Kenyans, M-Pesa is more than just a mobile wallet—it’s a lifeline. From buying groceries to paying bills, M-Pesa has made money more accessible than ever. But with features like Fuliza, M-Shwari, and other M-Pesa loans, millions of people have slipped into a cycle of debt that feels impossible to escape. The truth is, … Read more