How to Create a Debt Repayment Plan That Works

Young African woman holding a phone showing the Jielewe Budget app with income and expense breakdown.

Introduction Debt is one of the biggest financial struggles for many Kenyans. From mobile loans to bank overdrafts and SACCO loans, it’s easy to feel trapped in an endless repayment cycle. The good news is that you can take control by creating a debt repayment plan that works. With the right strategy and tools like … Read more

Why Kenyans Struggle With Saving and How to Fix It

Centonomy training alongside Jielewe budgeting app for better personal finance management in Kenya

Introduction Saving money sounds simple — yet for many Kenyans, it’s one of the hardest financial habits to build. Salaries come in, bills pile up, and before you know it, there’s nothing left to put aside. So, why do Kenyans struggle with saving? And more importantly, what can be done to change this cycle? Let’s … Read more

Why Most Kenyans Live Paycheck to Paycheck and How to Escape

Kenyan young professional using Jielewe app to create a personalized budget and track expenses on M-Pesa

Introduction Every month, millions of Kenyans work hard only to find themselves broke before the next payday. This endless cycle of living paycheck to paycheck is stressful, limiting, and discouraging. But here’s the truth: escaping it is possible. In this article, we’ll break down the real reasons many Kenyans fall into this cycle and, most … Read more

How to Create a Personalized Budget That Actually Works in Kenya

Kenyan young professional using Jielewe app to create a personalized budget and track expenses on M-Pesa

Budgeting is one of the most powerful tools for financial success. Yet many Kenyans still struggle with the question: “Why doesn’t my budget ever work?” The problem isn’t that budgeting doesn’t work—it’s that most budgets aren’t personalized. They copy-paste Western templates or overcomplicate the process, making it hard to stick with. In this article, we’ll … Read more

How to Turn Financial Lessons into Action: Budget Smarter with Jielewe

Contact Jielewe budgeting app support team in Kenya through our online form for assistance and inquiries

Budgeting is one of the most critical steps in taking control of your money. Many Kenyans are already learning powerful principles of money management through programs like Centonomy, which has built a strong reputation for teaching financial literacy and wealth creation. But here’s the challenge: While Centonomy gives you the knowledge, you still need a … Read more

Mastering Budgeting: The Key to Financial Freedom with Jielewe

Jielewe budgeting app in Kenya helping users track expenses and achieve financial goals

Budgeting is one of the most powerful tools you can use to take control of your financial life. Whether you’re working towards paying off debt, saving for your dream home, or simply wanting to stop wondering where your money disappears every month, a clear and practical budget is your roadmap to financial clarity. Why Budgeting … Read more