Master Your Money, Master Your Life
Introduction Every month, millions of Kenyans work hard only to find themselves broke before the next payday. This endless cycle of living paycheck to paycheck is stressful, limiting, and discouraging. But here’s the truth: escaping it is possible. In this article, we’ll break down the real reasons many Kenyans fall into this cycle and, most … Read more
Introduction CRB (Credit Reference Bureau) listings can block access to loans, mortgages, tenders, and other financial services. The good news: most CRB problems are preventable with a few simple habits and the right tools. This guide explains what CRB listings mean in Kenya, how to check your status, steps to avoid being blacklisted, and exactly … Read more
Saving money is never easy, and in Kenya, where the cost of living keeps rising, it can feel almost impossible—especially if you’re a student, employee, or small business owner living paycheck to paycheck. But the truth is, saving is possible even on a tight budget. All you need is discipline, smart strategies, and the right … Read more
For many Kenyans, M-Pesa is more than just a mobile wallet—it’s a lifeline. From buying groceries to paying bills, M-Pesa has made money more accessible than ever. But with features like Fuliza, M-Shwari, and other M-Pesa loans, millions of people have slipped into a cycle of debt that feels impossible to escape. The truth is, … Read more
M-Pesa has transformed how Kenyans handle money. From paying bills and shopping to sending pocket money and taking loans, it’s no exaggeration to say M-Pesa is the backbone of financial transactions in Kenya. But here’s the challenge: while M-Pesa makes spending easy, it also makes it harder to track your money. Before you know it, … Read more
When you’re a college student or a young professional in Kenya, saving money often feels impossible. Between rent, school fees, transport, data bundles, and daily expenses, there seems to be little left at the end of the month. Add the temptations of nightlife, impulse M-Pesa spending, and online shopping, and saving can feel out of … Read more
Debt is one of the biggest obstacles to financial stability in Kenya today. From Fuliza overdrafts, mobile loans (Tala, Branch, Hustler Fund, M-Shwari), to chama and SACCO debts, many Kenyans feel trapped in a cycle where money comes in only to go out almost immediately. But here’s the truth: Debt doesn’t have to define your … Read more