Debt Management Guide & FAQs | Jielewe Kenya

Contact Jielewe budgeting app support team in Kenya through our online form for assistance and inquiries

Debt can either help you grow or hold you back, depending on how you manage it. From mobile loans and credit cards to mortgages and business loans, debt is part of everyday life for many Kenyans. The key is not avoiding debt entirely, but using it wisely and managing it effectively. At Jielewe, we provide … Read more

Personal Finance in Kenya: A Practical, Step-by-step Guide to Save, Budget & Grow Your Money (Actionable for 2025)

Kenyan mobile budgeting app on a smartphone next to a piggy bank and Kenyan shillings.

Quick content overview / Table of contents 1) Why personal finance matters in Kenya Money decisions shape your daily life — from affording school fees and rent to building long-term security. With mobile money, digital lending, and new savings products circulating fast, it’s easy to be overwhelmed. The good news: simple consistent steps make a … Read more

Best Loan Apps in Kenya and How to Manage Them Wisely

About Jielewe – Kenya’s smart budgeting app helping users track expenses and achieve financial goals

Introduction Mobile loan apps have transformed the financial landscape in Kenya. With just a smartphone, Kenyans can access credit instantly — a big relief during emergencies. However, while these apps offer convenience, they also come with risks like high interest rates, late repayment penalties, and CRB blacklisting. In this article, we’ll explore the best loan … Read more

How to Create a Debt Repayment Plan That Works

Young African woman holding a phone showing the Jielewe Budget app with income and expense breakdown.

Introduction Debt is one of the biggest financial struggles for many Kenyans. From mobile loans to bank overdrafts and SACCO loans, it’s easy to feel trapped in an endless repayment cycle. The good news is that you can take control by creating a debt repayment plan that works. With the right strategy and tools like … Read more

M-Pesa Loans, Fuliza, and Debt: How to Break Free and Regain Control

Kenyan worker writing a budget while checking Jielewe app on phone.

For many Kenyans, M-Pesa is more than just a mobile wallet—it’s a lifeline. From buying groceries to paying bills, M-Pesa has made money more accessible than ever. But with features like Fuliza, M-Shwari, and other M-Pesa loans, millions of people have slipped into a cycle of debt that feels impossible to escape. The truth is, … Read more