M-Pesa Loans, Fuliza, and Debt: How to Break Free and Regain Control

Kenyan worker writing a budget while checking Jielewe app on phone.

For many Kenyans, M-Pesa is more than just a mobile wallet—it’s a lifeline. From buying groceries to paying bills, M-Pesa has made money more accessible than ever. But with features like Fuliza, M-Shwari, and other M-Pesa loans, millions of people have slipped into a cycle of debt that feels impossible to escape. The truth is, … Read more

How to Budget Your M-Pesa Money Like a Pro in Kenya

Kenyan student using Jielewe app to avoid Fuliza loans and save money

If you’re Kenyan, chances are that M-Pesa is your main bank. From paying rent, buying food, sending money to family, shopping online, or even taking Fuliza loans, almost every financial transaction passes through your M-Pesa wallet. But here’s the problem: your M-Pesa money disappears too quickly. One minute you’ve received your salary, HELB loan, or … Read more

From Debt to Financial Freedom: Step-by-Step Guide for Kenyans

Kenyan professional tracking debt repayment and budgeting with Jielewe app on smartphone.

Debt is one of the biggest obstacles to financial stability in Kenya today. From Fuliza overdrafts, mobile loans (Tala, Branch, Hustler Fund, M-Shwari), to chama and SACCO debts, many Kenyans feel trapped in a cycle where money comes in only to go out almost immediately. But here’s the truth: Debt doesn’t have to define your … Read more

How to Track Your M-Pesa Transactions and Stay on Top of Your Money in Kenya

Contact Jielewe support team online using our form for assistance with budgeting and financial management

M-Pesa is the backbone of Kenya’s financial system. From paying rent, buying groceries, sending money upcountry, to settling bills, nearly every transaction flows through M-Pesa. But here’s the challenge: while the convenience is unmatched, tracking M-Pesa transactions is messy. Receipts get buried in SMS inboxes, fees go unnoticed, and by the end of the month, … Read more