How to Escape the Fuliza Trap: Smart Money Tips for Kenyans

Kenyan mobile user checking Fuliza overdraft balance on M-Pesa.

In Kenya today, Fuliza has become a daily lifeline for millions. Whether it’s paying for food, transport, or emergencies, M-Pesa’s overdraft service offers instant access to cash when you need it most. But here’s the reality: Fuliza is not free money. High fees and interest can trap you in a debt cycle, making it harder … Read more