User Spotlight: How Jielewe Helped Me Pay Off My Debts in Just 6 Months

Kenyan user celebrating financial freedom after using Jielewe app to pay off debts in six months

Debt can feel like a heavy cloud hanging over your life — the kind that dims your dreams and steals your peace of mind. For me, it was credit card bills, a few digital loans, and unpaid school fees. I tried budgeting apps, notebooks, even financial gurus on YouTube — nothing seemed to work.Then, I … Read more

From Cash to Control: How Digital Expense Tracking Builds Financial Discipline

A student using the Jielewe expense tracking app on a smartphone to manage daily spending and build financial discipline in Kenya

In today’s fast-paced world, money seems to disappear faster than it comes in — especially for students and young professionals juggling school fees, rent, meals, and endless small expenses. The problem isn’t always lack of income — it’s lack of financial awareness. That’s where digital expense tracking steps in — and platforms like Jielewe.co.ke are … Read more

The Ultimate Guide to Personal Finance in Kenya: Budgeting, Saving, Investing, and Achieving Financial Freedom

Kenyan mobile budgeting app on a smartphone next to a piggy bank and Kenyan shillings.

Introduction Managing money wisely is no longer optional—it’s a necessity. With the rising cost of living, M-Pesa transaction fees, and constant financial pressures, many Kenyans find themselves living paycheck to paycheck. But here’s the truth: financial freedom is possible with the right tools, mindset, and strategies. This guide is designed to help you take control … Read more

FAQs on Personal Finance, Budgeting, Investments, and Money Management

Young African woman holding a phone showing the Jielewe Budget app with income and expense breakdown.

Financial freedom starts here – Jielewe.co.ke Budgeting & Expense Tracking Saving & Emergency Funds Investments & Wealth Building Debt Management Financial Goal Setting Lifestyle & Money Habits Taxes & Legal Financial Tips Money Mindset & Motivation Banking & Accounts Debt Management Financial Planning & Goal Prioritization Retirement & Long-Term Planning Insurance & Risk Management Side … Read more

Master Your Money: 10 Simple Budgeting Strategies to Take Control of Your Finances

Online and mobile loans in Kenya - manage loans with Jielewe app

In today’s fast-paced world, managing your finances effectively is crucial for achieving financial stability and peace of mind. Budgeting is the foundation of financial success, yet many find it challenging to start or maintain. This guide presents 10 straightforward budgeting strategies that can help you take control of your money, reduce debt, and work towards … Read more

Personal Finance in Kenya: A Practical, Step-by-step Guide to Save, Budget & Grow Your Money (Actionable for 2025)

Kenyan mobile budgeting app on a smartphone next to a piggy bank and Kenyan shillings.

Quick content overview / Table of contents 1) Why personal finance matters in Kenya Money decisions shape your daily life — from affording school fees and rent to building long-term security. With mobile money, digital lending, and new savings products circulating fast, it’s easy to be overwhelmed. The good news: simple consistent steps make a … Read more

How to Manage Business and Personal Finances Separately

Kenyan entrepreneur using a finance app to manage business and personal finances separately

Introduction Many Kenyan entrepreneurs struggle to manage their business and personal finances separately. From the mama mboga at the roadside kiosk to the tech startup founder in Nairobi, one common mistake is mixing business revenue with personal expenses. While it may feel convenient to use the same M-Pesa or bank account, it leads to confusion, … Read more

Best Apps for Saving and Budgeting in Kenya (2025 Edition)

Kenyan using smartphones to track expenses and savings with budgeting apps like Jielewe

Why Use Saving and Budgeting Apps in Kenya? In Kenya, with M-Pesa’s ubiquity and heavily digital lifestyles, managing finances manually has become outdated and error-prone. Apps offer benefits such as: Top Saving & Budgeting Apps in Kenya 1. Money254 A Kenyan-made app ideal for hustlers and daily earners. It integrates with M-Pesa (via SMS), offers … Read more

School Fees Planning: Smart Tips for Kenyan Parents

Kenyan parents planning and budgeting for school fees using a finance tracker app like Jielewe

Introduction For many Kenyan parents, school fees are a recurring financial challenge. Whether it’s paying for primary, secondary, or university education, the rising costs can strain family budgets. Without proper planning, parents often find themselves rushing to borrow at the last minute — sometimes from costly mobile loans. The good news? With smart financial habits … Read more

How to Create a Debt Repayment Plan That Works

Young African woman holding a phone showing the Jielewe Budget app with income and expense breakdown.

Introduction Debt is one of the biggest financial struggles for many Kenyans. From mobile loans to bank overdrafts and SACCO loans, it’s easy to feel trapped in an endless repayment cycle. The good news is that you can take control by creating a debt repayment plan that works. With the right strategy and tools like … Read more