Top 10 Financial Mistakes University Students Make and How to Avoid Them

Kenyan young professionals using Jielewe app to manage personal finances and track expenses in 2025

University life is exciting, full of independence, social activities, and new experiences. But for many students in Kenya, financial management can be a challenge. Without proper planning, it’s easy to fall into money traps that affect your studies, social life, and future financial health. Luckily, with the right strategies and tools like Jielewe, you can … Read more

Why Financial Literacy Should Be Taught in Kenyan Schools

Kenyan students learning financial literacy with help from the Jielewe app

Money influences every part of our lives — from what we eat, where we live, to how we dream. Yet, most Kenyans leave school knowing how to solve quadratic equations but not how to budget, save, or invest. As Kenya races toward a digital and entrepreneurial future, financial literacy is no longer optional — it’s … Read more

The State of Personal Finance in Kenya 2025 — What the Data Shows

Kenyan young professionals using Jielewe app to manage personal finances and track expenses in 2025

Kenya’s financial landscape is changing fast. From mobile banking to digital credit apps, Kenyans are managing money in ways that would have seemed impossible a decade ago. But behind this digital transformation lies a deeper story — one about debt, savings, and the growing need for financial awareness. As we step into 2025, one thing … Read more

How to Track Your Expenses in Kenya and Save More with Jielewe

Centonomy training alongside Jielewe budgeting app for better personal finance management in Kenya

Introduction Have you ever reached the middle of the month and wondered, “Where did all my money go?” You’re not alone. Many Kenyans struggle with managing daily expenses, especially with rising costs of food, transport, and utilities. Between M-Pesa charges, impulse spending, and unexpected bills, money tends to “disappear.” The good news is that with … Read more

Debt Management Guide and FAQs | Jielewe Kenya

Contact Jielewe budgeting app support team in Kenya through our online form for assistance and inquiries

Debt can either help you grow or hold you back, depending on how you manage it. From mobile loans and credit cards to mortgages and business loans, debt is part of everyday life for many Kenyans. The key is not avoiding debt entirely, but using it wisely and managing it effectively. At Jielewe, we provide … Read more

Banking & Accounts FAQs | Jielewe Kenya

Online and mobile loans in Kenya - manage loans with Jielewe app

Choosing the right bank accounts and financial services is the foundation of money management. From current accounts to savings accounts, mobile money, and digital wallets, the type of account you use determines how efficiently you manage and grow your money. At Jielewe, we help Kenyans make informed decisions about banking options that fit their financial … Read more

Money Mindset & Motivation FAQs | Jielewe Kenya

Kenyan family reviewing monthly budget using Jielewe app.

Your mindset about money determines how you save, spend, invest, and even how you pursue opportunities. A positive money mindset helps you overcome financial setbacks, stay motivated to achieve your goals, and avoid limiting beliefs that keep many people stuck in financial struggles. At Jielewe, we believe wealth starts in the mind before it reflects … Read more

Taxes & Legal Financial Tips FAQs | Jielewe Kenya

Kenyan woman tracking savings goal with Jielewe app

Understanding taxes and legal financial responsibilities is essential for both individuals and businesses in Kenya. From income tax and VAT to compliance with financial laws, these obligations directly affect your wealth-building journey. Unfortunately, many people overlook tax planning and legal structures, leading to unnecessary penalties or missed opportunities for savings. At Jielewe, we simplify tax … Read more

Lifestyle & Money Habits FAQs | Jielewe Kenya

Kenyan saving money and using a finance app like Jielewe to build an emergency fund for unexpected expenses

Your daily money habits shape your financial future more than one-time decisions. From how you spend on food, entertainment, and shopping to how consistently you save and invest, your lifestyle choices directly impact your financial stability. At Jielewe, we help Kenyans build healthy money habits that align with their lifestyle and financial goals. This Lifestyle … Read more

Financial Goal Setting FAQs | Jielewe Kenya

Kenyan using smartphones to track expenses and savings with budgeting apps like Jielewe

Achieving financial success starts with clear, realistic goals. Whether you want to save for a home, pay off debt, build an emergency fund, or invest for retirement, financial goal setting helps you create a roadmap for your money. At Jielewe, we provide practical guidance to help Kenyans set SMART (Specific, Measurable, Achievable, Relevant, Time-bound) financial … Read more