Master Your Money, Master Your Life
If you’re Kenyan, chances are that M-Pesa is your main bank. From paying rent, buying food, sending money to family, shopping online, or even taking Fuliza loans, almost every financial transaction passes through your M-Pesa wallet. But here’s the problem: your M-Pesa money disappears too quickly. One minute you’ve received your salary, HELB loan, or … Read more
When you’re a college student or a young professional in Kenya, saving money often feels impossible. Between rent, school fees, transport, data bundles, and daily expenses, there seems to be little left at the end of the month. Add the temptations of nightlife, impulse M-Pesa spending, and online shopping, and saving can feel out of … Read more
Debt is one of the biggest obstacles to financial stability in Kenya today. From Fuliza overdrafts, mobile loans (Tala, Branch, Hustler Fund, M-Shwari), to chama and SACCO debts, many Kenyans feel trapped in a cycle where money comes in only to go out almost immediately. But here’s the truth: Debt doesn’t have to define your … Read more
Budgeting is one of the most powerful tools for financial success. Yet many Kenyans still struggle with the question: “Why doesn’t my budget ever work?” The problem isn’t that budgeting doesn’t work—it’s that most budgets aren’t personalized. They copy-paste Western templates or overcomplicate the process, making it hard to stick with. In this article, we’ll … Read more
M-Pesa is the backbone of Kenya’s financial system. From paying rent, buying groceries, sending money upcountry, to settling bills, nearly every transaction flows through M-Pesa. But here’s the challenge: while the convenience is unmatched, tracking M-Pesa transactions is messy. Receipts get buried in SMS inboxes, fees go unnoticed, and by the end of the month, … Read more
Budgeting isn’t about restriction; it’s about clarity. Yet many Kenyans still feel like money “just disappears.” If that sounds familiar, you’re not alone. Below are the most common budgeting mistakes in Kenya—and how to fix each one today with practical steps and the help of Jielewe. 1) Budgeting from memory (instead of data) The mistake: … Read more
Budgeting is no longer an option—it’s a necessity. For many college and university students in Kenya, managing money is a daily struggle. From pocket money and HELB loans to side hustles and part-time jobs, it’s easy to lose track of where your cash goes. Employees, on the other hand, face a different challenge: salaries come … Read more
Budgeting is one of the most critical steps in taking control of your money. Many Kenyans are already learning powerful principles of money management through programs like Centonomy, which has built a strong reputation for teaching financial literacy and wealth creation. But here’s the challenge: While Centonomy gives you the knowledge, you still need a … Read more
Budgeting is one of the most powerful tools you can use to take control of your financial life. Whether you’re working towards paying off debt, saving for your dream home, or simply wanting to stop wondering where your money disappears every month, a clear and practical budget is your roadmap to financial clarity. Why Budgeting … Read more