Best Loan Apps in Kenya and How to Manage Them Wisely

About Jielewe – Kenya’s smart budgeting app helping users track expenses and achieve financial goals

Introduction Mobile loan apps have transformed the financial landscape in Kenya. With just a smartphone, Kenyans can access credit instantly — a big relief during emergencies. However, while these apps offer convenience, they also come with risks like high interest rates, late repayment penalties, and CRB blacklisting. In this article, we’ll explore the best loan … Read more

How to Create a Debt Repayment Plan That Works

Young African woman holding a phone showing the Jielewe Budget app with income and expense breakdown.

Introduction Debt is one of the biggest financial struggles for many Kenyans. From mobile loans to bank overdrafts and SACCO loans, it’s easy to feel trapped in an endless repayment cycle. The good news is that you can take control by creating a debt repayment plan that works. With the right strategy and tools like … Read more

Top Money Mistakes Kenyans Make with Mobile Loans

Common money mistakes Kenyans make with mobile loans and how to avoid debt traps

Introduction Mobile loans in Kenya have become a quick fix for many financial challenges. From school fees to emergency bills, apps like Tala, Branch, and M-Shwari make borrowing as easy as tapping a button. But this convenience has also led to poor money habits. Many Kenyans find themselves trapped in unending debt cycles because of … Read more

Online and Mobile Loans in Kenya: What You Need to Know

Online and mobile loans in Kenya - manage loans with Jielewe app

Introduction In Kenya today, online and mobile loans have become one of the most accessible ways to borrow money. Thanks to platforms like M-Pesa, mobile banking apps, and digital lenders, millions of Kenyans can access loans instantly without visiting a bank branch. But while these loans are convenient, they also come with risks. Understanding how … Read more