Master Your Money, Master Your Life
Introduction Debt is one of the biggest financial challenges many Kenyans face. From mobile loans, SACCO loans, bank overdrafts, shylocks, and even informal debts, the pressure to repay can feel overwhelming. The good news is, with discipline and the right strategy, you can pay off debt faster in Kenya and finally break free from the … Read more
Introduction Many Kenyans work hard, earn money, and yet still wonder: “Where does all my money go?” The truth is, we often waste money on small, unnoticed habits that accumulate into significant financial leaks. From casual M-Pesa transactions to unnecessary lifestyle choices, these hidden expenses drain savings and delay financial goals. In this article, we’ll … Read more
Why Use Saving and Budgeting Apps in Kenya? In Kenya, with M-Pesa’s ubiquity and heavily digital lifestyles, managing finances manually has become outdated and error-prone. Apps offer benefits such as: Top Saving & Budgeting Apps in Kenya 1. Money254 A Kenyan-made app ideal for hustlers and daily earners. It integrates with M-Pesa (via SMS), offers … Read more
Introduction For many Kenyan parents, school fees are a recurring financial challenge. Whether it’s paying for primary, secondary, or university education, the rising costs can strain family budgets. Without proper planning, parents often find themselves rushing to borrow at the last minute — sometimes from costly mobile loans. The good news? With smart financial habits … Read more
Introduction Mobile loans have become a quick fix for many Kenyans, offering instant cash in emergencies. But with high interest rates, short repayment periods, and easy access, millions of Kenyans now find themselves stuck in a cycle of debt. The good news? You can break free. In this guide, we’ll show you how to get … Read more
Introduction Mobile loan apps have transformed the financial landscape in Kenya. With just a smartphone, Kenyans can access credit instantly — a big relief during emergencies. However, while these apps offer convenience, they also come with risks like high interest rates, late repayment penalties, and CRB blacklisting. In this article, we’ll explore the best loan … Read more
Introduction Young Kenyans today have more opportunities than ever before — side hustles, online jobs, and mobile money access. But with opportunities also come pitfalls. Many young people fall into avoidable financial mistakes that prevent them from saving, investing, and growing wealth. Here are the top financial mistakes young Kenyans make, and practical tips on … Read more
Introduction Debt is one of the biggest financial struggles for many Kenyans. From mobile loans to bank overdrafts and SACCO loans, it’s easy to feel trapped in an endless repayment cycle. The good news is that you can take control by creating a debt repayment plan that works. With the right strategy and tools like … Read more
Introduction Saving money sounds simple — yet for many Kenyans, it’s one of the hardest financial habits to build. Salaries come in, bills pile up, and before you know it, there’s nothing left to put aside. So, why do Kenyans struggle with saving? And more importantly, what can be done to change this cycle? Let’s … Read more
Introduction Many Kenyans wait too long to think about retirement. Yet the earlier you start saving, the easier and less stressful it becomes. With the right plan, you don’t need to rely entirely on children, relatives, or government pensions in old age. In this guide, we’ll explore why early retirement planning is crucial, the different … Read more