Master Your Money, Master Your Life
Quick content overview / Table of contents 1) Why personal finance matters in Kenya Money decisions shape your daily life — from affording school fees and rent to building long-term security. With mobile money, digital lending, and new savings products circulating fast, it’s easy to be overwhelmed. The good news: simple consistent steps make a … Read more
Introduction Many Kenyans wonder why their money disappears so quickly, even when they try to budget carefully. The truth is, hidden costs—those small, often unnoticed expenses—are silently eating away at your income. Unless you identify and manage them, you’ll always feel financially stretched. This is where tools like Jielewe come in. By tracking every shilling, … Read more
Why SACCO Savings Matter in Kenya SACCOs (Savings and Credit Cooperative Societies) are trusted financial institutions in Kenya offering competitive interest rates, dividends, low-cost loans, and secure savings—ideal for anyone looking to grow money responsibly under regulation by SASRA. Top SACCOs with Excellent Savings Plans 1. Tower SACCO 2. Ports SACCO 3. Yetu SACCO 4. … Read more
Introduction Life is unpredictable. A sudden medical bill, job loss, school fees, or even an urgent home repair can disrupt your finances if you’re not prepared. Many Kenyans turn to mobile loans or shylocks in such cases, which only worsens the problem. That’s why building an emergency fund in Kenya is not just important—it’s essential. … Read more
Introduction Debt is one of the biggest financial challenges many Kenyans face. From mobile loans, SACCO loans, bank overdrafts, shylocks, and even informal debts, the pressure to repay can feel overwhelming. The good news is, with discipline and the right strategy, you can pay off debt faster in Kenya and finally break free from the … Read more
Introduction Many Kenyans work hard, earn money, and yet still wonder: “Where does all my money go?” The truth is, we often waste money on small, unnoticed habits that accumulate into significant financial leaks. From casual M-Pesa transactions to unnecessary lifestyle choices, these hidden expenses drain savings and delay financial goals. In this article, we’ll … Read more
Why Use Saving and Budgeting Apps in Kenya? In Kenya, with M-Pesa’s ubiquity and heavily digital lifestyles, managing finances manually has become outdated and error-prone. Apps offer benefits such as: Top Saving & Budgeting Apps in Kenya 1. Money254 A Kenyan-made app ideal for hustlers and daily earners. It integrates with M-Pesa (via SMS), offers … Read more
Introduction For many Kenyan parents, school fees are a recurring financial challenge. Whether it’s paying for primary, secondary, or university education, the rising costs can strain family budgets. Without proper planning, parents often find themselves rushing to borrow at the last minute — sometimes from costly mobile loans. The good news? With smart financial habits … Read more
Introduction Mobile loans have become a quick fix for many Kenyans, offering instant cash in emergencies. But with high interest rates, short repayment periods, and easy access, millions of Kenyans now find themselves stuck in a cycle of debt. The good news? You can break free. In this guide, we’ll show you how to get … Read more
Introduction Mobile loan apps have transformed the financial landscape in Kenya. With just a smartphone, Kenyans can access credit instantly — a big relief during emergencies. However, while these apps offer convenience, they also come with risks like high interest rates, late repayment penalties, and CRB blacklisting. In this article, we’ll explore the best loan … Read more