Master Your Money, Master Your Life
Introduction Young Kenyans today have more opportunities than ever before — side hustles, online jobs, and mobile money access. But with opportunities also come pitfalls. Many young people fall into avoidable financial mistakes that prevent them from saving, investing, and growing wealth. Here are the top financial mistakes young Kenyans make, and practical tips on … Read more
Introduction Debt is one of the biggest financial struggles for many Kenyans. From mobile loans to bank overdrafts and SACCO loans, it’s easy to feel trapped in an endless repayment cycle. The good news is that you can take control by creating a debt repayment plan that works. With the right strategy and tools like … Read more
Introduction Saving money sounds simple — yet for many Kenyans, it’s one of the hardest financial habits to build. Salaries come in, bills pile up, and before you know it, there’s nothing left to put aside. So, why do Kenyans struggle with saving? And more importantly, what can be done to change this cycle? Let’s … Read more
Introduction Many Kenyans wait too long to think about retirement. Yet the earlier you start saving, the easier and less stressful it becomes. With the right plan, you don’t need to rely entirely on children, relatives, or government pensions in old age. In this guide, we’ll explore why early retirement planning is crucial, the different … Read more
Introduction Every month, millions of Kenyans work hard only to find themselves broke before the next payday. This endless cycle of living paycheck to paycheck is stressful, limiting, and discouraging. But here’s the truth: escaping it is possible. In this article, we’ll break down the real reasons many Kenyans fall into this cycle and, most … Read more
Introduction Mobile loans in Kenya have become a quick fix for many financial challenges. From school fees to emergency bills, apps like Tala, Branch, and M-Shwari make borrowing as easy as tapping a button. But this convenience has also led to poor money habits. Many Kenyans find themselves trapped in unending debt cycles because of … Read more
Introduction In Kenya today, online and mobile loans have become one of the most accessible ways to borrow money. Thanks to platforms like M-Pesa, mobile banking apps, and digital lenders, millions of Kenyans can access loans instantly without visiting a bank branch. But while these loans are convenient, they also come with risks. Understanding how … Read more
Budgeting on a fixed salary can feel overwhelming, especially in Kenya where living costs are rising daily. Rent, food, transport, bills, and even small side expenses like airtime can make it hard to save or invest. But with discipline, planning, and the right tools, you can make every shilling count. In this guide, we’ll show … Read more
In Kenya today, having just one source of income is no longer enough. With the rising cost of living, more and more people are turning to side hustles to supplement their salaries or support their families. But while side hustles bring in much-needed cash, the real challenge is managing the income wisely. In this article, … Read more
Managing money in Kenya is getting harder every year—rising food prices, transport costs, and daily M-Pesa transactions make it easy to lose track of where your income goes. The good news is that in 2025, you don’t need to rely on guesswork. Several expense tracking apps can help you stay in control of your money. … Read more