Master Your Money, Master Your Life
Introduction Every month, millions of Kenyans work hard only to find themselves broke before the next payday. This endless cycle of living paycheck to paycheck is stressful, limiting, and discouraging. But here’s the truth: escaping it is possible. In this article, we’ll break down the real reasons many Kenyans fall into this cycle and, most … Read more
Introduction Mobile loans in Kenya have become a quick fix for many financial challenges. From school fees to emergency bills, apps like Tala, Branch, and M-Shwari make borrowing as easy as tapping a button. But this convenience has also led to poor money habits. Many Kenyans find themselves trapped in unending debt cycles because of … Read more
Introduction In Kenya today, online and mobile loans have become one of the most accessible ways to borrow money. Thanks to platforms like M-Pesa, mobile banking apps, and digital lenders, millions of Kenyans can access loans instantly without visiting a bank branch. But while these loans are convenient, they also come with risks. Understanding how … Read more
Budgeting on a fixed salary can feel overwhelming, especially in Kenya where living costs are rising daily. Rent, food, transport, bills, and even small side expenses like airtime can make it hard to save or invest. But with discipline, planning, and the right tools, you can make every shilling count. In this guide, we’ll show … Read more
In Kenya today, having just one source of income is no longer enough. With the rising cost of living, more and more people are turning to side hustles to supplement their salaries or support their families. But while side hustles bring in much-needed cash, the real challenge is managing the income wisely. In this article, … Read more
Managing money in Kenya is getting harder every year—rising food prices, transport costs, and daily M-Pesa transactions make it easy to lose track of where your income goes. The good news is that in 2025, you don’t need to rely on guesswork. Several expense tracking apps can help you stay in control of your money. … Read more
For many Kenyans, M-Pesa is more than just a mobile wallet—it’s a lifeline. From buying groceries to paying bills, M-Pesa has made money more accessible than ever. But with features like Fuliza, M-Shwari, and other M-Pesa loans, millions of people have slipped into a cycle of debt that feels impossible to escape. The truth is, … Read more
M-Pesa has transformed how Kenyans handle money. From paying bills and shopping to sending pocket money and taking loans, it’s no exaggeration to say M-Pesa is the backbone of financial transactions in Kenya. But here’s the challenge: while M-Pesa makes spending easy, it also makes it harder to track your money. Before you know it, … Read more
Managing money in Kenya today isn’t easy. Salaries disappear before month-end, M-Pesa transactions happen every minute, and unexpected expenses drain accounts fast. Whether you’re a student, a young professional, or a family provider, one truth is clear: if you don’t track your money, it will control you. This is why many Kenyans are turning to … Read more
For many Kenyans, payday is a moment of relief—but by the second or third week, the salary is already gone. Bills, M-Pesa transactions, Fuliza, and daily expenses drain money so fast that most people end up broke before month-end. This cycle of living paycheck to paycheck creates stress, debt, and financial instability. But the good … Read more