Master Your Money, Master Your Life
Managing money in Kenya today is more complex than ever. You get your salary through a bank, spend daily with M-Pesa, maybe run a side hustle with cash payments, and still have loans, bills, and goals to balance. The challenge? Keeping track of everything. Many Kenyans find themselves asking: The truth is, separating M-Pesa from … Read more
In Kenya today, Fuliza has become a daily lifeline for millions. Whether it’s paying for food, transport, or emergencies, M-Pesa’s overdraft service offers instant access to cash when you need it most. But here’s the reality: Fuliza is not free money. High fees and interest can trap you in a debt cycle, making it harder … Read more
When you’re a college student or a young professional in Kenya, saving money often feels impossible. Between rent, school fees, transport, data bundles, and daily expenses, there seems to be little left at the end of the month. Add the temptations of nightlife, impulse M-Pesa spending, and online shopping, and saving can feel out of … Read more
Budgeting is one of the most powerful tools for financial success. Yet many Kenyans still struggle with the question: “Why doesn’t my budget ever work?” The problem isn’t that budgeting doesn’t work—it’s that most budgets aren’t personalized. They copy-paste Western templates or overcomplicate the process, making it hard to stick with. In this article, we’ll … Read more
M-Pesa is the backbone of Kenya’s financial system. From paying rent, buying groceries, sending money upcountry, to settling bills, nearly every transaction flows through M-Pesa. But here’s the challenge: while the convenience is unmatched, tracking M-Pesa transactions is messy. Receipts get buried in SMS inboxes, fees go unnoticed, and by the end of the month, … Read more
Budgeting isn’t about restriction; it’s about clarity. Yet many Kenyans still feel like money “just disappears.” If that sounds familiar, you’re not alone. Below are the most common budgeting mistakes in Kenya—and how to fix each one today with practical steps and the help of Jielewe. 1) Budgeting from memory (instead of data) The mistake: … Read more
Budgeting is no longer an option—it’s a necessity. For many college and university students in Kenya, managing money is a daily struggle. From pocket money and HELB loans to side hustles and part-time jobs, it’s easy to lose track of where your cash goes. Employees, on the other hand, face a different challenge: salaries come … Read more
Budgeting is one of the most critical steps in taking control of your money. Many Kenyans are already learning powerful principles of money management through programs like Centonomy, which has built a strong reputation for teaching financial literacy and wealth creation. But here’s the challenge: While Centonomy gives you the knowledge, you still need a … Read more
Budgeting is one of the most powerful tools you can use to take control of your financial life. Whether you’re working towards paying off debt, saving for your dream home, or simply wanting to stop wondering where your money disappears every month, a clear and practical budget is your roadmap to financial clarity. Why Budgeting … Read more