Why Most Kenyans Live Paycheck to Paycheck and How to Escape

Kenyan young professional using Jielewe app to create a personalized budget and track expenses on M-Pesa

Introduction Every month, millions of Kenyans work hard only to find themselves broke before the next payday. This endless cycle of living paycheck to paycheck is stressful, limiting, and discouraging. But here’s the truth: escaping it is possible. In this article, we’ll break down the real reasons many Kenyans fall into this cycle and, most … Read more

How to Stop Living Paycheck to Paycheck in Kenya

Kenyan employee celebrating payday after receiving salar

For many Kenyans, payday is a moment of relief—but by the second or third week, the salary is already gone. Bills, M-Pesa transactions, Fuliza, and daily expenses drain money so fast that most people end up broke before month-end. This cycle of living paycheck to paycheck creates stress, debt, and financial instability. But the good … Read more